Terms & Conditions

1. Company Information

Legal Entity: Arch Designs, Inc.
Websites / Brands: KeystoneDecision.com, The Keystone Decision™, and DebBurger.com
Email: archdesignsconsulting@gmail.com
Mailing Address: 2556 Hindman Rd, Marion, IA 52302
State / Jurisdiction: Iowa, United States

2. Scope of These Terms

These Terms apply to your use of:

• KeystoneDecision.com and DebBurger.com
• our content, pages, and website features
• free downloads, e-books, checklists, guides, and lead magnets
• email communications and newsletters
• webinars, workshops, summits, live trainings, and Zoom events, including The Keystone Decision™ 3-Day Decision Reset
• applications, intake forms, and scheduling pages
• digital products
• VIP sessions, strategy calls, intensives, consulting, coaching, and related services
• speaking, podcast, and event-related inquiries or materials
• any other products, services, or offers we make available online

3. Eligibility

By using this website or purchasing from us, you represent that:

• you are at least 18 years old or the age of legal majority in your jurisdiction
• you have the legal capacity to enter into a binding agreement
• any information you provide to us is truthful and accurate

4. Educational and Informational Purposes Only

Our website, content, training, frameworks, sessions, digital products, and services are provided for educational, informational, and strategic guidance purposes only.

Nothing on this website or in our services is intended as legal, tax, accounting, financial, investment, medical, psychological, or other licensed professional advice. You are responsible for seeking advice from qualified professionals where appropriate.

5. No Guarantee of Results

You understand and agree that we do not guarantee any specific result, outcome, revenue, income, client count, business growth, legal result, financial result, personal result, or other outcome from using our website, products, services, or content.

Any examples, case studies, testimonials, stories, or illustrations shared by us are for informational purposes only and do not guarantee that you will achieve the same or similar results.

Your results depend on many factors beyond our control, including your own decisions, experience, effort, implementation, market conditions, timing, industry, and circumstances.

6. Your Responsibility

You are solely responsible for:

• your decisions, actions, and implementation
• how you use the information, strategies, tools, and frameworks we provide
• evaluating whether a product, service, or offer is appropriate for your situation
• obtaining legal, financial, tax, accounting, medical, or other professional advice where needed

You agree that you use our website, products, and services at your own risk.

7. Purchases and Payment

When you purchase a product or service from us, you agree to provide current, complete, and accurate payment and billing information.

Payments may be processed through third-party processors such as Stripe. By submitting payment information, you authorize the applicable processor to charge the amount due, including any payment-plan installments you agree to at checkout.

You agree to pay all charges incurred by you or on your behalf in connection with your purchase.

8. Refund Policy

Unless otherwise stated in writing on the specific sales page, offer page, checkout page, or separate written agreement, all sales are final and nonrefundable, except where required by law.

If a payment plan is offered, you remain responsible for completing all payments according to the agreed schedule unless we state otherwise in writing.

If you want a different refund policy for a specific offer, that offer page or contract should say so clearly.

9. Scheduling, Rescheduling, and Attendance

If your purchase includes a live session, VIP session, strategy session, workshop, consultation, or event:

• you are responsible for attending at the scheduled time
• rescheduling requests should be made as early as possible
• missed appointments or no-shows may be forfeited or subject to rescheduling at our discretion
• if we need to reschedule, we will do so in good faith and within a reasonable time

If an event, training, or session is recorded, we may provide replay access if included with the offer, but we are not required to do so unless specifically stated.

10. Digital Products and License

When you purchase or download a digital product, resource, guide, e-book, workbook, training material, template, framework, or similar content from us, you are granted a limited, revocable, non-exclusive, non-transferable license for your personal or internal business use only.

You may not, without our prior written permission:

• copy, reproduce, republish, upload, post, transmit, or distribute the materials
• share login credentials or access
• sell, resell, sublicense, or commercially exploit the materials
• modify, adapt, or create derivative works for resale or public distribution
• claim our materials as your own
• use our materials to create a competing product, training, or program that is substantially similar

All rights not expressly granted are reserved by us.

11. Intellectual Property

All content on this website and in our offers, including but not limited to text, copy, graphics, logos, designs, layouts, videos, audio, downloads, frameworks, training materials, workbooks, e-books, worksheets, names, branding elements, and other materials, is owned by or licensed to Arch Designs, Inc. and is protected by intellectual property and other applicable laws.

Nothing in these Terms transfers ownership of any intellectual property to you.

12. Trademarks and Brand Use

You may not use our business name, brand names, trademarks, service marks, logos, slogans, course names, framework names, or other brand identifiers without our prior written consent.

You may not imply that we endorse, sponsor, approve, or are affiliated with you unless we have expressly agreed in writing.

13. Acceptable Use

You agree not to use the website, our content, or our services to:

• violate any law or regulation
• infringe on intellectual property or privacy rights
• interfere with the website’s operation or security
• transmit malware, harmful code, or unauthorized advertising
• harass, abuse, threaten, or defame others
• scrape, copy, harvest, or misuse website content or user information
• misrepresent your identity or submit false information
• use our materials in a deceptive, unlawful, or unauthorized manner

14. User Submissions

If you submit comments, testimonials, reviews, feedback, survey responses, ideas, questions, or other content to us, you represent that you have the right to do so.

Unless we agree otherwise in writing, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, publish, display, adapt, and share that content for business, operational, educational, and marketing purposes.

You are responsible for the content you submit and agree not to submit anything unlawful, confidential, defamatory, infringing, or misleading.

15. Testimonials and Endorsements

Testimonials and endorsements appearing on our website, emails, social media, or marketing materials reflect the experiences of individual clients or customers. They are not a promise or guarantee of future results.

We may edit testimonials for length, clarity, grammar, or formatting so long as the substance is not materially changed.

16. Third-Party Tools, Platforms, and Links

We may use or link to third-party providers and platforms, including payment processors, scheduling tools, email service providers, social media platforms, webinar tools, analytics tools, and advertising platforms.

We are not responsible for the policies, practices, content, or performance of third-party services or websites. Your use of third-party sites or services is subject to their own terms and policies.

17. Affiliate, Licensed, and Partner Offers

From time to time, we may refer, recommend, promote, sell, or discuss products, services, or programs connected to affiliates, licensed providers, strategic partners, or referral relationships.

This may mean we receive compensation, a commission, a referral fee, or another business benefit if you choose to purchase through certain links, offers, or relationships. Where required, material connections should be disclosed on the applicable page, post, email, or offer.

18. Privacy

Your use of the website is also subject to our Privacy Policy and any separately published Spam / Anti-Spam Policy, which are incorporated into these Terms by reference.

19. Disclaimer of Warranties

To the fullest extent permitted by law, this website, our content, and all products and services are provided on an “as is” and “as available” basis without warranties of any kind, express or implied.

We do not warrant that:

• the website will always be available, uninterrupted, or error-free
• any defects will be corrected
• the website or servers are free of viruses or harmful components
• the content is complete, accurate, or suitable for every purpose
• any product, service, or content will meet your expectations or produce any particular outcome

20. Limitation of Liability

To the fullest extent permitted by law, Arch Designs, Inc., and its officers, directors, owners, employees, contractors, representatives, affiliates, and service providers will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or related to your use of the website, content, products, or services.

This includes, without limitation, loss of revenue, loss of profits, loss of business opportunity, loss of goodwill, loss of data, interruption of business, or personal or commercial losses.

To the fullest extent permitted by law, our total aggregate liability for any claim arising out of or relating to these Terms, the website, or any product or service will not exceed the amount you paid us for the specific product or service giving rise to the claim during the 12 months before the claim arose.

21. Indemnification

You agree to indemnify, defend, and hold harmless Arch Designs, Inc., and its officers, directors, owners, employees, contractors, affiliates, agents, and representatives from and against any claims, demands, losses, liabilities, damages, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:

• your use of the website, products, or services
• your violation of these Terms
• your violation of any law or the rights of a third party
• your misuse of our materials, content, or intellectual property

22. Termination and Suspension

We reserve the right to refuse service, restrict access, suspend accounts, cancel access, or terminate your use of the website or our products/services at any time, in our discretion, including if we believe you have violated these Terms, misused our materials, or engaged in unlawful, abusive, or harmful conduct.

Any obligations that by their nature should survive termination will survive, including intellectual property protections, disclaimers, limitation of liability, indemnification, payment obligations, and dispute-related provisions.

23. Electronic Communications

By using our website, submitting forms, registering for events, or making purchases, you agree that we may communicate with you electronically, including by email, platform notification, or other digital means.

You agree that electronic communications, notices, disclosures, and agreements satisfy any legal requirement that such communications be in writing.

24. Governing Law and Venue

These Terms are governed by the laws of the State of Iowa, without regard to conflict-of-law principles.

Any dispute arising out of or relating to these Terms, the website, or any product or service will be brought exclusively in the state or federal courts serving Iowa, and you consent to the jurisdiction and venue of those courts.

25. Changes to These Terms

We may update or revise these Terms at any time by posting the updated version on the website and revising the “Last Updated” date above.

Your continued use of the website or purchase of products or services after changes are posted means you accept the updated Terms.

26. Entire Agreement

These Terms, together with our Privacy Policy, any separately published Spam / Anti-Spam Policy, and any separate written agreement or offer-specific terms that apply to a particular product or service, constitute the entire agreement between you and Arch Designs, Inc. regarding the subject matter covered here.

27. Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, the remaining provisions will remain in full force and effect.

28. No Waiver

Our failure to enforce any provision of these Terms does not waive our right to enforce that provision or any other provision later.

29. Contact

If you have questions about these Terms, contact:

Arch Designs, Inc.
2556 Hindman Rd
Marion, IA 52302
archdesignsconsulting@gmail.com